Reference

Terms That Shape Your Account

These terms set the rules for your account, how you add funds through DANA, OVO, GoPay, or QRIS, and how we check any request before it moves forward.

Local LawAccount UseDANA / OVO / GoPay / QRISAndroid, iPhone, Desktop
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CONTACT ROUTES

Where To Reach Us

If a clause feels unclear, we keep three contact paths open so you can reach us the way that suits you. Live chat is the fastest route, email works well for longer questions, and WhatsApp helps when you want to send a screenshot from the account page. We reply from 09:00 to 23:00 WIB every day, so you can ask before you continue.

Team online

Live Chat

Open chat from the account page when you want a clause read back to you. We use it for fast checks on access, payment name matches, and wording changes, with replies from 09:00 to 23:00 WIB every day.

Email Desk

Send the exact clause, your account ID, and the date of the request if you want a written answer. Email works well when you need a record you can keep for later comparison.

WhatsApp Desk

Use WhatsApp when you need to send a screenshot or ask about a request already in progress. Keep your registered number ready so we can match the message to the right account.

DATA AND ACCESS

How We Handle Records

We treat this policy area as part of account control, not a page you read once and forget.

Data Handling

We keep the account name, contact details, login history, and request logs so we can process your account and answer term questions. We use that data only for service, safety, and legal checks.

Cookie Use

Cookies remember your session, language choice, and the device path you used last time. If you clear them, you may need to log in again before the next change request can be saved.

Login Security

Use a strong password and keep your phone number current so OTP checks reach you. When we detect a new device, we may ask for another verification step before any sensitive action is accepted.

Retention Window

We retain records only as long as needed for account administration, dispute handling, and legal duty. After that period, we remove or anonymise files that no longer need to stay linked to you.

Change Requests

If you want a clause explained or a record corrected, contact us from the email or chat on file. Include your account ID and the exact wording so we can trace it without delay.

Access Limits

Access under these terms depends on local law and is available only where local law permits. That rule applies whether you open from Bandung, Medan, or another Indonesian city, on mobile or desktop.

Common Terms Questions From You

These answers cover the parts of the terms that usually matter first: account use, local-law access, data records, how updates take effect, and the cleanest way to reach us when something reads unclear. If your case is unusual, start with chat or email and include your account ID so we can point you to the clause that applies.

They cover how you open and use the account, how we process DANA, OVO, GoPay, and QRIS requests, what records we keep, and when local law can restrict access. The same rules apply across desktop and mobile.

You can only use the account where local law permits. If access is allowed in your location, the same terms apply whether you open from Android, iPhone, or desktop, and any change still follows the posted text.

We may hold the request until the account name and the wallet or QRIS record match. That check helps us trace the transaction cleanly and avoid later disputes about who sent or approved the request.

Yes, when our process changes or the law changes, we post an updated version on this page. If you keep using the account after that, the version shown here is the one that applies to the next action.

Use live chat, email, or WhatsApp from the contact details on the site, then include your account ID and the exact wording. That helps us point you to the right section without guesswork.

We keep the details needed to run the account, such as contact data, login logs, request history, and change records. We store them only for administration, dispute handling, and duties required by law.

Yes. Send the correction request from the email or chat on file, attach the exact text you want changed, and add a recent screenshot if it helps. We will check the record and reply through the same channel.